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Tools to
move and
store money

Move money globally across local fiat, stablecoin, bitcoin and gold payment rails. Store money in scarce assets
and open markets. 

Tools to 
move and 
store money

Move money globally across local currency, stablecoin, bitcoin and bullion payment rails. Store money in scarce assets and open markets. 

/'lik-wid'/  adj., n., v.

/'lik-wid'/  adj., n.

1. (adj.)   Having no fixed shape; capable of flowing freely between whatever vessel it occupies. Neither solid nor gas.

"The mercury sat liquid in the thermometer."


2. (n.proper)   An Australian financial toolkit. Moves money the way the word suggests - freely, in any direction, without asking permission from an institution founded in 1850. Powered by rails and assets that banks are aware of but prefer not to discuss.

   
"She sent money to her parents in the Philippines and it arrived in PHP, gold and Bitcoin. Her bank issued a formal complaint. Her parents did not. Must've used liquid."

[Origin: 2026. From the persistent belief that money should move flexibly and store meaningfully.]

1. (adj.)   Having no fixed shape; capable of flowing freely between whatever vessel it occupies. 

"The mercury sat liquid in the thermometer."


2. (adj., Finance)   Of an asset: easily and immediately convertible to cash without significant loss of value. Accessible. Available. Not trapped in a term deposit for 18 months while inflation eats it.



"She kept her portfolio liquid, because she watched her father's savings account do absolutely nothing for a decade."



3. (n.proper)   An Australian financial toolkit. Moves money the way the word suggests - freely, in any direction, without asking permission from an institution founded in 1850. Powered by rails and assets that banks are aware of but prefer not to discuss.

   
"She sent money to her parents in the Philippines and it arrived in PHP, gold and bitcoin. Her bank issued a formal complaint. Her parents did not. Must've used liquid."

[Origin: 2026. From the persistent belief that money should move flexibly and be stored meaningfully.]

Today, rails sits between bank networks, public blockchains, and liquidity providers - presented under a unified account. Value moves globally between local currencies, blockchains, assets and borders - anywhere, anytime, 24/7/365. 

Services

Services

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Payment providers made transfers fast, but they only

move what inflation shrinks

Explore remit
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Explore rails
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vault lets individuals and businesses power their portfolio or treasury with what's neutral and scarce. Gold is scarce money secured by nature, and bitcoin is scarce money secured by energy. Historically, they've performed in opposite directions,

so the pair is useful across cycles.

vault offers earnings powered by open markets. Stablecoins are deposited in vetted lending markets with no middlemen. Open systems do more than pay more, they expand human agency. At its core, it's the freedom to manage your own money on your own terms. 

Explore vault
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remit is Australia's first global payment solution with store-of-value transfers alongside efficient traditional transfers. remit gives money somewhere better to land across gold, bitcoin, and yield-bearing stablecoins. Designed from the belief that money should be able to move and hold its worth at the same time.

Business payments are still fragmented, expensive, and constrained by banking hours

Aussies are rethinking

where their money is stored

after repeated failures in

the banking industry

Higher autonomy and earnings are found in open markets

So we built remit - Australia's first payment solution with store-of-value transfers alongside efficient traditional transfers. remit gives money somewhere better to land across gold bullion, bitcoin, and yield-bearing stablecoins. Designed from the belief that your money should be able to move and hold its worth at the same time.

Explore remit

Today, rails sits between bank networks, public blockchains, and liquidity providers - presented under a unified account. Value moves globally between currencies, blockchains, assets and borders - anywhere, anytime, 24/7/365. 

Explore rails

vault lets individuals and businesses power their portfolio or treasury with what's neutral and scarce. Gold is scarce money secured by nature, and bitcoin is scarce money secured by energy. Historically, they've performed in opposite directions, so the pair is useful across cycles.

vault offers earnings powered by open markets. Stablecoins are deposited in vetted lending markets with no middlemen. Open systems do more than pay more, they expand human agency. At its core, it's the freedom to manage your own money on your own terms. 

Payment providers made transfers fast, but they only

move what inflation shrinks

Business payments are still fragmented, expensive, and constrained by banking hours

Aussies are rethinking where their money is stored after repeated

failures in the banking industry

Higher autonomy and earnings are found in open markets

Explore vault

Making people move money the same way assumes everyone has the same personality.

So we built remit - Australia's first any-to-any money transfer solution. Send value across local currency, stablecoins, bitcoin or gold bullion, and have it arrive as whichever currency or asset

your recipient prefers. remit has no fixed shape; capable of flowing freely between whatever

kind of money you want.

Explore RemitLearn More
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rails is a business tool for global payments and treasury control. rails connects bank, mobile money, stablecoin, bitcoin and gold bullion

rails into one interoperable platform. Value moves freely across currencies, blockchains, tokens and borders. Incoming payments are just as flexible and programmable. Move your money the way the internet intended; freely, in any direction, always real-time.

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vault was created to let Aussies diversify their portfolio with investments powered by nature and energy. Gold for its steady track record and bitcoin for bold growth potential. The gold is real - physical bullion bought in your name and digitally recorded, with no safe to buy and nothing to insure. And it stays as liquid as cash: hold it, send it, or sell it anytime, 24/7. Bitcoin is its counterweight - the only verifiably scarce asset ever created, secured by the most fundamental resource on the planet: energy. Historically, gold has held firm through contractions while bitcoin has led expansions - together, both bases are covered.

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vault offers high earning savings accounts. Unlike the traditional model - banks take deposits, lend them out, and pay a fraction of the interest they earn back to the account holder - vault savings are powered by open markets instead of banks. Stablecoins are deposited into vetted open lending markets - autonomous software that match lenders and borrowers directly. Because there's no middlemen in open markets, the returns are typically much higher than what a bank can offer. They're also highly liquid, with deposits and withdrawals available 24/7/365. Rates are variable, transparent and on-chain. 

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It all flows through liquid

Connectivity between local currency, digital currency and gold payment networks. liquid speaks to all.

Our partners

We’ve partnered with world-leading companies to deliver trusted, scalable financial infrastructure across payments, digital assets, and global money movement. These relationships combine best-in-class technology and deep market expertise for our folks.

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AUSTRAC licensed and regulated

We hold dual registration with AUSTRAC - Australia's financial intelligence and regulatory body - as both a Virtual Asset Service Provider (FKA Digital Currency Exchange) and an Independent Remittance Dealer. This means we're held to the same anti-money laundering and counter-terrorism financing obligations as banks and major remittance providers. We undergo ongoing compliance monitoring, maintain a comprehensive AML/CTF Program, and report to AUSTRAC as required by law.

Frequently asked questions

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